If you asked the typical American adult, “Are people poor because of their own individual brokenness, or because of systemic brokenness?” what you’ll hear different answers. 

One side tends to emphasize individual brokenness. People are poor because they’re lazy, because they’re engaged in drunken behavior, because they don’t have healthy marriages. 

The other side tends to say people are poor because the systems are rigged against them. There’s structural injustice. There’s embedded racism. 

But what the Bible teaches is the fall really happened. It affects both individuals and systems. It’s both/and, not either/or.